Letter G - Cannot afford to pay (request for leniency)

Include in these groups: 
AUD $0.00
No. of pages: 

A letter to the creditor acknowledging the debt but explaining that the debtor cannot afford to pay and asking for (a) pay by instalment; (b) reduced lump sum; (c) write off debt; or (d) moratorium of payment for a period of rehabilitation.

In the pipeline - but may be brought forward on request